Best Vending Machine Business Loans - Full Overview
Here you can read the descriptions and terms of the loans featured in the table above and also get acquainted with a few recommended lenders.

Fora Financial has funded over $2 billion to more than 25,000 small businesses. The company provides an easy online application and offers quick approval. Funding is typically as fast as 72 hours after applying.
Fora Financial provides short-term financing of up to $500,000 is available for up to 15 months of scheduled repayment. Eligible borrowers should have operated their small businesses for at least six months and should have minimal profitability of $12,000. Fora Financial also has merchant cash advance financing available. This lending avenue provides a lump sum for a short duration in exchange for a percentage of future credit card revenue
Financing costs are based on a factor rate rather than simple interest. In addition, Fora Financial assesses loan origination fees. However, discounts are provided for early repayment. Poor credit history is not an impediment to applying for financing from Fora Financial. The company accepts applicants with credit scores as low as 500.
Read the full Fora Financial review for more details.


Businesses applying for loans at Credibly provide basic information for prequalification. The lender then uses a data scoring model for determining acceptable borrowers. Credibly assesses an applicant’s credit history, business cash flow, and bank statements, among other factors addressed in a simple 10-minute online application.
A team member with Credibly then applies a human touch to help a small business owner determine the best funding option for meeting short-term needs as well as long-term goals. Long-term business expansion loans for up to $250,000 are available for equipment purchases or expanding locations.
Working capital loans by Credibly help small businesses meet operational costs, such as payroll and inventory increases. These loans are ideal for seasoned companies that simply need to stabilize cash flow. Credibly also has merchant cash advance financing, which provides a lump sum for a short duration in exchange for a percentage of future credit card revenue.
Read the full Credibly review for more details.


At Fundera, a small business can borrow $5,000 to $500,000 for 3 months to 25 years. The lender has a broad range of repayment terms available. Long-term loans for purchases of equipment are available for up to 6 years. For real estate acquisition, 25 year terms are provided. Fundera will finance up to 100% of the cost for equipment.
The company also has short-term financing options. Terms loans of 1 to 5 years are provided for up to $600,000. A business line of credit is available with flexible terms of 3 to 18 months. Alternative borrowing at Fundera uses invoice factoring and merchant cash advance lending.
Fundera small business applicants should have credit scores of at least 550. But the company does not impose any limit on minimum time in business or minimum annual revenue to qualify for its lending platforms.
Read the full Fundera review for more details.


Lendio accepts loan applications for acquisition of a small businesses as well as business startups. Loans to purchase a business are available for $5,000 to $5,000,000 with repayment over 10 to 25 years. Startup loans of up to $750,000 are provided with terms of up to 25 years.
Borrowing is also provided by Lendio for up to $2 million on 1 to 5 year terms. Short-term financing or lines of credit up to $500,000 are repayable over 1 to 3 years. Lendio also has a borrowing program for a 1 year term that finances up to 90% of accounts receivable as well as a merchant cash advance option. Longer-term loans of up to $5 million are provided for equipment over 1 to 5 years or real estate purchases repayable over 20 to 25 years.
Line of credit applicants at Lendio need credit scores of 560 or more, six months of time in business, and $50,000 of annual revenue. Equipment financing requirements are minimum credit scores of 650, twelve months in business, and $50,000 of annual revenue. Qualifications for startup loans or business purchases vary, but credit scores of at least 680 are necessary.
Read the full Lendio review for more details.
